fhm95 Terms & Conditions and Rules

This document is a legally binding agreement that sets out the rights, responsibilities, and restrictions that apply to players using fhm95's gaming services. By visiting the fhm95 website, opening an account, or playing any games, you are considered to have accepted all of these terms. fhm95 may update these terms at any time, and any changes will be published on this page. Players are responsible for reading this page regularly to stay informed of the latest updates.

To use fhm95 services, you must meet the following requirements —

• You must be at least 21 years of age.
• Access from regions where online gambling is prohibited by local law is not permitted.
• Each player may only open one account. Duplicate accounts will be closed immediately, and the balance in those accounts may be confiscated.
• The registration details you provide must be accurate and complete. If any inaccuracies are found, fhm95 may suspend the account.
• Using proxy services or automated software to play on this platform is not allowed.

2.1 Account Registration

To open an account at fhm95, you must fill in accurate details including your name, contact number, and payment method. fhm95 reserves the right to verify a player's personal records when necessary.

2.2 Password Security

Players must keep their login credentials confidential and must not share them with any third party. The player is responsible for all activity carried out under their account. If you suspect your account has been compromised, contact us immediately.

2.3 Account Closure

An account may be closed either at the player's own request or when fhm95 finds a breach of these terms. At the time of closure, bonus funds may expire and withdrawals may be suspended until any investigation is complete.

fhm95 offers the easiest and fastest payment methods for Myanmar players. The main terms are shown in the table below.

3.1 Deposits

Once your deposit is made, it will be credited to your account when fhm95's verification team confirms it. Your payment method must match fhm95's accepted payment methods, and deposits from third parties are not accepted.

3.2 Withdrawals

Your account verification must be complete before you can request a withdrawal. To withdraw winnings earned from a bonus, you must meet a wagering requirement of 15× the bonus amount. Only then can you submit a withdrawal request. fhm95 cannot guarantee that withdrawals will be processed within 1 hour — but they are typically completed within 1 hour.

4.1 Welcome Bonus

The welcome bonus offered by fhm95 matches your first deposit 100%, up to a maximum of 300,000 Ks. This bonus cannot be withdrawn until the wagering requirement is met.

Wagering requirement — you must wager 15× the bonus amount before withdrawing. For example —

• If you deposit 20,000 Ks, you receive a 20,000 Ks bonus, giving you a balance of 40,000 Ks. Wagering required — 20,000 × 15 = 300,000 Ks.
• If you deposit 620,000 Ks, you receive a 300,000 Ks bonus, giving you a balance of 920,000 Ks. Wagering required — 300,000 × 15 = 4,500,000 Ks.

4.2 Bonus Restrictions

• Each bonus may have an active time limit. If the wagering requirement is not met within that period, the bonus may be forfeited.
• Bonus funds are available to individual players on a per-account basis only and cannot be shared.
• Winnings earned from a bonus can only be withdrawn after the wagering requirement has been met.
• fhm95 may suspend or modify any promotions at any time.

4.3 VIP Program Cashback

The fhm95 VIP Program has four tiers: Bronze, Silver, Gold, and Platinum. Based on your activity, you can receive cashback at the following rates —

VIP tier upgrades and downgrades depend on fhm95's review and assessment. You can contact the support team to ask about current requirements for moving up a tier.

5.1 Player Responsibilities

Each player is solely responsible for all their gaming activity and actions, and must do the following to the best of their ability —

• Keep your personal information accurate and up to date
• Play within your financial limits
• Ensure that minors cannot access your account
• Do not play under the influence of substances

5.2 Prohibited Activities

The following actions are strictly prohibited on this platform —

• Using duplicate accounts to claim bonuses
• Using bots or automated playing tools
• Using this platform for money laundering purposes
• Hacking or attempting to exploit the service
• Colluding with others to manipulate game outcomes

If any such activity is detected, fhm95 may suspend and close the account and freeze the funds within it.

All games offered on fhm95 (Slots, Live Casino, Baccarat, Roulette, Shan Koe Mee, Dragon Tiger, and 2D/3D lottery) use a certified Random Number Generator (RNG) to ensure fair play. fhm95 does not intervene in any way to influence a player's luck or the outcome of wins and losses. The RTP (Return to Player) of any game may vary by player, and fhm95 cannot guarantee a specific figure.

For games that are not completed due to a technical fault, fhm95 has the right to investigate and issue a final ruling. That ruling shall be considered final.

fhm95 protects players' personal information using SSL encryption. Player data is never sold or rented to third parties. You can read the full privacy policy on the Privacy Policy page.

When carrying out financial checks (KYC), fhm95 may request your national ID card, a photo, or proof of payment method. This information will be stored on secure servers only and shared solely in accordance with the law.

8.1 Support

fhm95's support team is available 24 hours a day, 7 days a week in Myanmar language via Live Chat and email. Contact us at — [email protected]

8.2 How to File a Complaint

If you are unhappy with any part of our service, contact the fhm95 support team first. Submit each case with precise details — for example, your game record number, the amount involved, and when it happened. fhm95 will prioritise reaching a resolution, and any decision will be finalised once both parties agree.

fhm95 is not responsible for any financial losses resulting from a player's gameplay. fhm95's liability for delays, data loss, or service interruptions caused by technical issues on the platform is limited.

Players are responsible for checking that their use of the platform complies with the laws in their own region. fhm95 does not provide legal advice.

fhm95 may amend these terms and conditions at any time without prior notice. Changes take effect from the date they are published on this page. Players who continue to use the platform after any changes are considered to have accepted the updated terms.

If you have any questions about these terms and conditions, you can contact the fhm95 support team.